PM Vishwakarma Yojana — for artisans and craftspeople
Government of India
Overview
Pradhan Mantri Vishwakarma Yojana is a central scheme that supports traditional artisans and craftspeople through skill upgrading, financial assistance and modern tools, preserving traditional crafts while improving livelihoods.
Artisans receive a Vishwakarma Certificate and ID card; free basic and advanced training with a stipend of Rs 500 a day; Rs 15,000 (e-voucher/DBT) to buy modern tools; collateral-free loans of up to Rs 3 lakh in two tranches (Rs 1 lakh + Rs 2 lakh) at about 5% interest; an incentive for digital transactions; and help with branding, quality certification and market access.
Self-employed artisans aged 18 or above who work with their hands and tools in one of 18 traditional family trades — carpenter, boat maker, blacksmith, goldsmith, potter, cobbler, mason, basket/mat/broom maker, doll and toy maker, barber, garland maker, washerman, tailor, fishing net maker and others — are eligible.
At a glance
- Administering authority
- Government of India
- Scheme type
- Business & Finance, Employment & Skills
- Place of posting / area
- All India
- Important dates
- Applications accepted year-round
Benefits
- Vishwakarma Certificate and ID card
- Free basic and advanced training with a Rs 500/day stipend
- Rs 15,000 (e-voucher/DBT) for modern tools
- Collateral-free loans of up to Rs 3 lakh in two tranches (Rs 1 lakh + Rs 2 lakh) at about 5% interest
- Per-transaction incentive for digital payments (up to 100 transactions a month)
- Help with branding, quality certification, advertising and market linkage
Eligibility
- An artisan working with hands and tools in one of the 18 notified traditional family trades
- 18 or above at registration
- Self-employed in the unorganised sector and currently practising the trade
- Has not taken similar government self-employment loans (e.g. PMEGP, Mudra, SVANidhi) in the last 5 years
- One member per family
- Government employees and their families are excluded
The 18 trades: carpenter, boat maker, armourer, blacksmith, hammer and toolkit maker, locksmith, sculptor, goldsmith, potter, cobbler, mason, basket/mat/broom/coir maker, doll and toy maker, barber, garland maker, washerman, tailor, fishing net maker.
Last updated: 1 Nov 2026
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