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PM Vishwakarma Yojana — for artisans and craftspeople

Government of India

Overview

Pradhan Mantri Vishwakarma Yojana is a central scheme that supports traditional artisans and craftspeople through skill upgrading, financial assistance and modern tools, preserving traditional crafts while improving livelihoods.

Artisans receive a Vishwakarma Certificate and ID card; free basic and advanced training with a stipend of Rs 500 a day; Rs 15,000 (e-voucher/DBT) to buy modern tools; collateral-free loans of up to Rs 3 lakh in two tranches (Rs 1 lakh + Rs 2 lakh) at about 5% interest; an incentive for digital transactions; and help with branding, quality certification and market access.

Self-employed artisans aged 18 or above who work with their hands and tools in one of 18 traditional family trades — carpenter, boat maker, blacksmith, goldsmith, potter, cobbler, mason, basket/mat/broom maker, doll and toy maker, barber, garland maker, washerman, tailor, fishing net maker and others — are eligible.

At a glance

Administering authority
Government of India
Scheme type
Business & Finance, Employment & Skills
Place of posting / area
All India
Important dates
Applications accepted year-round

Benefits

  • Vishwakarma Certificate and ID card
  • Free basic and advanced training with a Rs 500/day stipend
  • Rs 15,000 (e-voucher/DBT) for modern tools
  • Collateral-free loans of up to Rs 3 lakh in two tranches (Rs 1 lakh + Rs 2 lakh) at about 5% interest
  • Per-transaction incentive for digital payments (up to 100 transactions a month)
  • Help with branding, quality certification, advertising and market linkage

Eligibility

  • An artisan working with hands and tools in one of the 18 notified traditional family trades
  • 18 or above at registration
  • Self-employed in the unorganised sector and currently practising the trade
  • Has not taken similar government self-employment loans (e.g. PMEGP, Mudra, SVANidhi) in the last 5 years
  • One member per family
  • Government employees and their families are excluded

The 18 trades: carpenter, boat maker, armourer, blacksmith, hammer and toolkit maker, locksmith, sculptor, goldsmith, potter, cobbler, mason, basket/mat/broom/coir maker, doll and toy maker, barber, garland maker, washerman, tailor, fishing net maker.

Last updated: 1 Nov 2026

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